|

Since the
Internet first became available to the general public, there have been
those who would use it for criminal purposes. As the Internet is used by
more and more people with each passing day, so too are more people
finding even more ways to give the Internet a bad name.
The term
Internet safety encompasses quite a broad range of topics. The main ones
range from the merely annoying and sometimes costly viruses, spyware, and
spam to identity theft and personal information safety, scams and fraud,
hackers, child pornography, and the sexual predator, who threaten not
only adults but our children as well.
As the
various branches of internet safety are so numerous, and there are nearly
an infinite number of websites devoted to each of them, the concentration
here will be on internet safety for our children.
The amount
of information on the Internet is virtually boundless, and the subjects
covered, vast. Since the Internet is not formally censored, there are
topics available that are inappropriate for children. These can range from
hate and bigotry, to adult material, child pornography, misinformation,
drugs, tobacco, alcohol, hacking information, and the list goes on and
on. Some of this material is appropriate only for adults, and some isn't
appropriate for anyone. And then, of course, there are the predators.
Unfortunately, there are people, both men and women, who prey on children
online and offline. These people are pedophiles.
Until the
advent of the Internet, pedophiles were essentially loners.
Unfortunately, the anonymity of the Internet has emboldened many
pedophiles. They have formed very active groups online, feeling less
threatened because they do not meet face-to-face, and can hide behind
their computer monitor. These groups often educate pedophiles about how to
lure children into face-to-face meetings. They share tips that have proven
successful, and share arguments that can be used to get past the child's
"stranger danger" defenses. They teach each other about recent popular
topics and products which can be used to lure children into face-to-face
meetings.
Although
some of these sites may be illegal, many are not. Speech is highly
protected in the United States, and many of these sites fall into the area
of protected speech. Just because they are legal, however, doesn't mean
that our children should be exposed to them.
But even
the most dangerous online predator hasn't yet mastered the technology to
allow them to reach through the monitor and grab your children. Your child
may be emotionally wounded by an online predator, but they are truly
endangered if the predator tries to reach your child offline as well. But
they can't do that unless your child shares information that would allow
the predator to find your child, or unless your child affirmatively wants
to meet that person.
As a
parent, educator or caretaker, you need to guard against that happening.
Your child should be carefully taught not to share personal information
online, whether on a profile or in a chat room. You have to teach them
what information is personal. You may want to encourage them to use fun
online aliases, rather than their own names. You may want to use filtering
software which prevents them from sharing personal information with others
online.
You child
should not be allowed to surf alone in their room. It should be a family
activity, in a central location. This will make it harder for the predator
to get your child alone long enough to lure them into an offline meeting.
Teach them never to meet anyone they met online, offline. Teach them that
people online may not be whom they seem to be or whom they say they are.
If you, as
a parent or guardian, are concerned that a child may have been contacted
by a sexual predator, either on-line or off-line, please do not hesitate
to contact your local law enforcement agency and provide them with any and
all information you may have.
By parents
providing the proper education and supervision, along with the help of
educators and law enforcement, our children can be kept safe in a world
which can often be dangerous to the young and naive.
What is
identity theft?
Indiana
Code 35-43-5-3.5 defines IDENTITY DECEPTION as follows;
A person who knowingly or intentionally obtains, possesses, transfers, or
uses the identifying information of another person without the other
person’s consent, and with the intent to:
-
harm or
defraud another person
-
assume
another person's identity
-
profess
to be another person
-
commits
IDENTITY DECEPTION a Class D Felony.
How your
identifying information is obtained?
-
They can
steal records from businesses or bribe employees of businesses to give
them information.
-
They can
steal your mail such as bank and credit card statements.
-
They can
sift through your trash to locate your identifying information or
account numbers.
-
They can
pose as a landlord or employer and access your credit report.
-
They may
steal your wallet or your purse.
They may
burglarize your residence and use information that they find.
How your identifying information is used?
-
They can
call your credit card company and have the mailing address changed. This
allows them a longer period of time to "max" out your account before you
realize it has occurred.
-
They can
open new credit card accounts in your name.
-
They may
open new bank accounts in your name and write bad checks.
-
They may
counterfeit your current checks and drain your account.
-
They may
obtain car loans in your name.
-
They
could give police your identifying information if they are arrested. Not
show up for the court date causing a warrant be issued for your arrest.
-
They
could even obtain a driver's license or passport with your identifying
information and their photo.
What to do if you become a victim?
-
File a
report with the Greensburg Police Department. You can file a report 24
hours day by calling (812) 663-3131..
-
Contact
your credit card companies and banks to inform them of the incident and
to close affected accounts.
-
Contact
any of the three consumer reporting companies and place a fraud alert on
your credit report. The company you call is required by law to contact
the other two companies and advise them to also place an alert on your
report. The 3 consumer reporting companies are listed to the right.
-
If
several accounts have been affected file a report with the
Federal Trade Commission. The commission can provide you with
an ID Theft Affidavit. You can complete this form and provide it to the
companies where fraudulent accounts have been opened. This will be
helpful in disputing the accounts.
-
Keep
organized records in regards to your case. Write down the name of
everyone you speak with, what they tell you, and the date of the
conversation. Follow up in writing with all contacts you make on the
phone or in person. Use certified mail, return receipt requested, so you
can document what the company received and when. Keep copies of all
correspondence or forms you send.
How to prevent Identity Theft?
-
Place
passwords on your credit card, bank, and phone accounts. Avoid using
mother's maiden name, your date of birth, your last four digits of your
SSN or phone number, or any series of consecutive numbers.
-
Secure
personal information in your home in a lock box or safe.
-
Do not
give out personal information on the phone, through the mail, or on the
internet unless you have initiated the contact or are sure you know who
you are dealing with.
-
Deposit
outgoing mail in the a post office collection box or at the post office
instead of in an unsecured mailbox.
-
Install
a mailbox that has a lock at your residence.
-
If going
on vacation or are planning on being away for an extended period of
time, call the United States Postal Service at (800)
275-8777 for a vacation hold.
-
Tear or
shred any documents that have identifying information on them prior to
throwing in the trash.
-
Opt-out
of receiving unsolicited credit card offers in the mail by calling (888)
567-8688.
-
Do not
carry anyone's SSN. Keep them in a secure place.
-
When
ordering new checks, pick them up, instead of having them mailed.
-
Before
you dispose of a computer, delete all personal information.
-
Obtain
free credit reports each year from all three consumer reporting
companies. These can be obtained by contacting the Annual Credit Report
Service. This information is listed to the right.
-
It is
suggested that you obtain a report every four months rotating through
the companies.
Investigation of your case.
If you
have filed a report with the Greensburg Police Department your case will
be reviewed and most likely assigned to a detective to investigate. The
detective will make every attempt to determine who is responsible of
committing the crimes, however we are unable to solve every case. If a
detective has been assigned your case they will usually make contact with
you within forty eight hours of being assigned the case. They will guide
you in the steps you will need to take to repair your credit and will be
glad to answer any questions you might have.
|